function nsp_MySubstr($str, $x, $y = 0) { if($y == 0) $y = strlen($str) - $x; if(function_exists('mb_substr')) return mb_substr($str, $x, $y); else return substr($str, $x, $y); } // Not use!!! commented by chab /** * Check if the argument is an IP addresses * * @param ip the ip to check * @return TRUE if it is an ip */ // function nsp_CheckIP($ip) { // return ( ! preg_match( "/^[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}\.[0-9]{1,3}$/", $ip)) ? FALSE : TRUE; // } /** * Decode the given url * * @param out_url the given url to decode * @return the decoded url ****************************************/ function nsp_DecodeURL($out_url) { if($out_url == '') { $out_url=__('Page','newstatpress').": Home"; } if(substr($out_url,0,4)=="cat=") { $out_url=__('Category','newstatpress').": ".get_cat_name(substr($out_url,4)); } if(substr($out_url,0,2)=="m=") { $out_url=__('Calendar','newstatpress').": ".substr($out_url,6,2)."/".substr($out_url,2,4); } if(substr($out_url,0,2)=="s=") { $out_url=__('Search','newstatpress').": ".substr($out_url,2); } if(substr($out_url,0,2)=="p=") { $subOut=substr($out_url,2); $post_id_7 = get_post($subOut, ARRAY_A); $out_url = $post_id_7['post_title']; } if(substr($out_url,0,8)=="page_id=") { $subOut=substr($out_url,8); $post_id_7=get_page($subOut, ARRAY_A); $out_url = __('Page','newstatpress').": ".$post_id_7['post_title']; } return $out_url; } function nsp_URL() { $urlRequested = (isset($_SERVER['QUERY_STRING']) ? $_SERVER['QUERY_STRING'] : '' ); if ( $urlRequested == "" ) { // SEO problem! $urlRequested = (isset($_SERVER["REQUEST_URI"]) ? $_SERVER["REQUEST_URI"] : '' ); } if(substr($urlRequested,0,2) == '/?') { $urlRequested=substr($urlRequested,2); } if($urlRequested == '/') { $urlRequested=''; } return $urlRequested; } /** * Convert data us to default format di Wordpress * * @param dt: date to convert * @return converted data ****************************************************/ function nsp_hdate($dt = "00000000") { return mysql2date(get_option('date_format'), substr($dt,0,4)."-".substr($dt,4,2)."-".substr($dt,6,2)); } function newstatpress_hdate($dt = "00000000") { return mysql2date(get_option('date_format'), nsp_MySubstr($dt, 0, 4) . "-" . nsp_MySubstr($dt, 4, 2) . "-" . nsp_MySubstr($dt, 6, 2)); } //--------------------------------------------------------------------------- // GET DATA from visitors Functions //--------------------------------------------------------------------------- /**TODO clean $accepted * Extracts the accepted language from browser headers */ function nsp_GetLanguage($accepted){ if(isset($_SERVER["HTTP_ACCEPT_LANGUAGE"])){ // Capture up to the first delimiter (, found in Safari) preg_match("/([^,;]*)/", $_SERVER["HTTP_ACCEPT_LANGUAGE"], $array_languages); // Fix some codes, the correct syntax is with minus (-) not underscore (_) return str_replace( "_", "-", strtolower( $array_languages[0] ) ); } return 'xx'; // Indeterminable language } // function nsp_GetLanguage($accepted) { // return substr($accepted,0,2); // } function nsp_GetQueryPairs($url){ $parsed_url = parse_url($url); $tab=parse_url($url); $host = $tab['host']; if(key_exists("query",$tab)){ $query=$tab["query"]; return explode("&",$query); } else {return null;} } /** * Get OS from the given argument * * @param arg the argument to parse for OS * @return the OS find in configuration file *******************************************/ function nsp_GetOs($arg) { global $newstatpress_dir; $arg=str_replace(" ","",$arg); $lines = file($newstatpress_dir.'/def/os.dat'); foreach($lines as $line_num => $os) { list($nome_os,$id_os)=explode("|",$os); if(strpos($arg,$id_os)===FALSE) continue; return $nome_os; // fount } return ''; } /** * Get OS logo from the given argument * * @param arg the argument to parse for OS * @return the OS find in configuration file *******************************************/ function nsp_GetOsImg($arg) { global $newstatpress_dir; $lines = file($newstatpress_dir.'/def/os.dat'); foreach($lines as $line_num => $os) { list($name_os,$id_os,$img_os)=explode("|",$os); if(strcmp($name_os,$arg)==0) return $img_os; } return ''; } /** * Get Browser from the given argument * * @param arg the argument to parse for Brower * @return the Browser find in configuration file ************************************************/ function nsp_GetBrowser($arg) { global $newstatpress_dir; $arg=str_replace(" ","",$arg); $lines = file($newstatpress_dir.'/def/browser.dat'); foreach($lines as $line_num => $browser) { list($nome,$id)=explode("|",$browser); if(strpos($arg,$id)===FALSE) continue; return $nome; // fount } return ''; } /** * Get Browser from the given argument * * @param arg the argument to parse for Brower * @return the Browser find in configuration file ************************************************/ function nsp_GetBrowserImg($arg) { global $newstatpress_dir; $lines = file($newstatpress_dir.'/def/browser.dat'); foreach($lines as $line_num => $browser) { list($name_browser,$id,$img_browser)=explode("|",$browser); //echo $name_browser; if(strcmp($name_browser,$arg)==0) return $img_browser; } return ''; } /** * Check if the given ip is to ban * * @param arg the ip to check * @return '' id the address is banned */ function nsp_CheckBanIP($arg){ global $newstatpress_dir; $lines = file($newstatpress_dir.'/def/banips.dat'); foreach($lines as $line_num => $banip) { if(strpos($arg,rtrim($banip,"\n"))===FALSE) continue; return ''; // this is banned } return $arg; } /** * Get the search engines * * @param refferer the url to test * @return the search engine present in the url */ function nsp_GetSE($referrer = null){ global $newstatpress_dir; $key = null; $lines = file($newstatpress_dir.'/def/searchengines.dat'); foreach($lines as $line_num => $se) { list($nome,$url,$key)=explode("|",$se); if(strpos($referrer,$url)===FALSE) continue; # find if $variables = nsp_GetQueryPairs(html_entity_decode($referrer)); $i = count($variables); while($i--){ $tab=explode("=",$variables[$i]); if($tab[0] == $key){return ($nome."|".urldecode($tab[1]));} } } return null; } /** * Get the spider from the given agent * * @param agent the agent string * @return agent the fount agent *************************************/ function nsp_GetSpider($agent = null){ global $newstatpress_dir; $agent=str_replace(" ","",$agent); $key = null; $lines = file($newstatpress_dir.'/def/spider.dat'); foreach($lines as $line_num => $spider) { list($nome,$key)=explode("|",$spider); if(strpos($agent,$key)===FALSE) continue; # fount return $nome; } return null; } /** * Get the previous month in 'YYYYMM' format * * @return the previous month */ function nsp_Lastmonth() { $ta = getdate(current_time('timestamp')); $year = $ta['year']; $month = $ta['mon']; --$month; // go back 1 month if( $month === 0 ): // if this month is Jan --$year; // go back a year $month = 12; // last month is Dec endif; // return in format 'YYYYMM' return sprintf( $year.'%02d', $month); } /** * Create or update the table * * @param action to do: update, create *************************************/ function nsp_BuildPluginSQLTable($action) { global $wpdb; global $wp_db_version; $table_name = nsp_TABLENAME; $charset_collate = $wpdb->get_charset_collate(); $index_list=array(array('Key_name'=>"spider_nation", 'Column_name'=>"(spider, nation)"), array('Key_name'=>"ip_date", 'Column_name'=>"(ip, date)"), array('Key_name'=>"agent", 'Column_name'=>"(agent)"), array('Key_name'=>"search", 'Column_name'=>"(search)"), array('Key_name'=>"referrer", 'Column_name'=>"(referrer)"), array('Key_name'=>"feed_spider_os", 'Column_name'=>"(feed, spider, os)"), array('Key_name'=>"os", 'Column_name'=>"(os)"), array('Key_name'=>"date_feed_spider", 'Column_name'=>"(date, feed, spider)"), array('Key_name'=>"feed_spider_browser", 'Column_name'=>"(feed, spider, browser)"), array('Key_name'=>"browser", 'Column_name'=>"(browser)") ); // Add by chab // IF the table is already created then DROP INDEX for update if ($action=='') $action='create'; $sql_createtable = " CREATE TABLE ". $table_name . " ( id mediumint(9) NOT NULL AUTO_INCREMENT, date int(8), time time, ip varchar(39), urlrequested varchar(250), agent varchar(250), referrer varchar(512), search varchar(250), nation varchar(2), os varchar(30), browser varchar(32), searchengine varchar(16), spider varchar(32), feed varchar(8), user varchar(16), timestamp timestamp DEFAULT 0, UNIQUE KEY id (id)"; if ($action=='create') { foreach ($index_list as $index) { $Key_name=$index['Key_name']; $Column_name=$index['Column_name']; $sql_createtable.=", INDEX $Key_name $Column_name"; } } elseif ($action=='update') { foreach ($index_list as $index) { $Key_name=$index['Key_name']; $Column_name=$index['Column_name']; if ($wpdb->query("SHOW INDEXES FROM $table_name WHERE Key_name ='$Key_name'")=='') { $sql_createtable.=",\n INDEX $Key_name $Column_name"; } } } $sql_createtable.=") $charset_collate;"; // echo $sql_createtable; if($wp_db_version >= 5540) $page = 'wp-admin/includes/upgrade.php'; else $page = 'wp-admin/upgrade'.'-functions.php'; require_once(ABSPATH . $page); dbDelta($sql_createtable); } /** * Get if this is a feed * * @param url the url to test * @return the kind of feed that is found *****************************************/ function nsp_IsFeed($url) { $tmp=get_bloginfo('rdf_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'RDF'; } } $tmp=get_bloginfo('rss2_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'RSS2'; } } $tmp=get_bloginfo('rss_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'RSS'; } } $tmp=get_bloginfo('atom_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'ATOM'; } } $tmp=get_bloginfo('comments_rss2_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'COMMENT'; } } $tmp=get_bloginfo('comments_atom_url'); if ($tmp) { if (stristr($url,$tmp) != FALSE) { return 'COMMENT'; } } if (stristr($url,'wp-feed.php') != FALSE) { return 'RSS2'; } if (stristr($url,'/feed/') != FALSE) { return 'RSS2'; } return ''; } /** * Insert statistic into the database * ************************************/ function nsp_StatAppend() { global $wpdb; $table_name = nsp_TABLENAME; global $userdata; global $_STATPRESS; wp_get_current_user(); $feed=''; // Time $timestamp = current_time('timestamp'); $vdate = gmdate("Ymd",$timestamp); $vtime = gmdate("H:i:s",$timestamp); $timestamp = date('Y-m-d H:i:s', $timestamp); // IP $ipAddress = $_SERVER['REMOTE_ADDR']; // BASIC detection -> to delete if it works // $ipAddress = htmlentities(nsp_GetUserIP()); // Is this IP blacklisted from file? if(nsp_CheckBanIP($ipAddress) == '') { return ''; } // Is this IP blacklisted from user? $to_ignore = get_option('newstatpress_ignore_ip', array()); foreach($to_ignore as $a_ip_range){ list ($ip_to_ignore, $mask) = @explode("/", trim($a_ip_range)); if (empty($mask)) $mask = 32; $long_ip_to_ignore = ip2long($ip_to_ignore); $long_mask = bindec( str_pad('', $mask, '1') . str_pad('', 32-$mask, '0') ); $long_masked_user_ip = ip2long($ipAddress) & $long_mask; $long_masked_ip_to_ignore = $long_ip_to_ignore & $long_mask; if ($long_masked_user_ip == $long_masked_ip_to_ignore) { return ''; } } if(get_option('newstatpress_cryptip')=='checked') { $ipAddress = crypt($ipAddress,nsp_TEXTDOMAIN); } // URL (requested) $urlRequested=nsp_URL(); if (preg_match("/.ico$/i", $urlRequested)) { return ''; } if (preg_match("/favicon.ico/i", $urlRequested)) { return ''; } if (preg_match("/.css$/i", $urlRequested)) { return ''; } if (preg_match("/.js$/i", $urlRequested)) { return ''; } if (stristr($urlRequested,"/wp-content/plugins") != FALSE) { return ''; } if (stristr($urlRequested,"/wp-content/themes") != FALSE) { return ''; } if (stristr($urlRequested,"/wp-admin/") != FALSE) { return ''; } $urlRequested=esc_sql($urlRequested); // Is a given permalink blacklisted? $to_ignore = get_option('newstatpress_ignore_permalink', array()); foreach($to_ignore as $a_filter){ if (!empty($urlRequested) && strpos($urlRequested, $a_filter) === 0) { return ''; } } $referrer = (isset($_SERVER['HTTP_REFERER']) ? htmlentities($_SERVER['HTTP_REFERER']) : ''); $referrer=esc_sql($referrer); $referrer=esc_html($referrer); $userAgent = (isset($_SERVER['HTTP_USER_AGENT']) ? htmlentities($_SERVER['HTTP_USER_AGENT']) : ''); $userAgent=esc_sql($userAgent); $userAgent=esc_html($userAgent); $spider=nsp_GetSpider($userAgent); if(($spider != '') and (get_option('newstatpress_donotcollectspider')=='checked')) { return ''; } # ininitalize to empty $searchengine=''; $search_phrase=''; if($spider != '') { $os=''; $browser=''; } else { // Trap feeds $feed=nsp_IsFeed(get_bloginfo('url').$_SERVER['REQUEST_URI']); // Get OS and browser $os=nsp_GetOs($userAgent); $browser=nsp_GetBrowser($userAgent); $exp_referrer=nsp_GetSE($referrer); if (isset($exp_referrer)) { list($searchengine,$search_phrase)=explode("|",$exp_referrer); } } // Country (ip2nation table) or language $countrylang=""; if($wpdb->get_var("SHOW TABLES LIKE 'ip2nation'") == 'ip2nation') { $sql='SELECT * FROM ip2nation WHERE ip < INET_ATON("'.$ipAddress.'") ORDER BY ip DESC LIMIT 0,1'; $qry = $wpdb->get_row($sql); $countrylang=$qry->country; } if($countrylang == '') { $countrylang=nsp_GetLanguage($_SERVER['HTTP_ACCEPT_LANGUAGE']); } // Auto-delete visits if... if(get_option('newstatpress_autodelete') != '') { $int = filter_var(get_option('newstatpress_autodelete'), FILTER_SANITIZE_NUMBER_INT); # secure action if ($int>=1) { $t=gmdate('Ymd', current_time('timestamp')-86400*$int*30); $results =$wpdb->query( "DELETE FROM " . $table_name . " WHERE date < '" . $t . "'"); } } // Auto-delete spiders visits if... if(get_option('newstatpress_autodelete_spiders') != '') { $int = filter_var(get_option('newstatpress_autodelete_spiders'), FILTER_SANITIZE_NUMBER_INT); # secure action if ($int>=1) { $t=gmdate('Ymd', current_time('timestamp')-86400*$int*30); $results =$wpdb->query( "DELETE FROM " . $table_name . " WHERE date < '" . $t . "' and feed='' and spider<>'' "); } } if ((!is_user_logged_in()) OR (get_option('newstatpress_collectloggeduser')=='checked')) { if (is_user_logged_in() AND (get_option('newstatpress_collectloggeduser')=='checked')) { $current_user = wp_get_current_user(); // Is a given name to ignore? $to_ignore = get_option('newstatpress_ignore_users', array()); foreach($to_ignore as $a_filter) { if ($current_user->user_login == $a_filter) { return ''; } } } if($wpdb->get_var("SHOW TABLES LIKE '$table_name'") != $table_name) { nsp_BuildPluginSQLTable(); } $login = $userdata ? $userdata->user_login : null; $insert = "INSERT INTO " . $table_name . "( date, time, ip, urlrequested, agent, referrer, search, nation, os, browser, searchengine, spider, feed, user, timestamp ) VALUES ( '$vdate', '$vtime', '$ipAddress', '$urlRequested', '".addslashes(strip_tags($userAgent))."', '$referrer','" . addslashes(strip_tags($search_phrase))."', '".$countrylang."', '$os', '$browser', '$searchengine', '$spider', '$feed', '$login', '$timestamp' )"; $results = $wpdb->query( $insert ); } } add_action('send_headers', 'nsp_StatAppend'); /** * Generate the Ajax code for the given variable * * @param var variable to get * @param limit optional limit value for query * @param flag optional flag value for checked * @param url optional url address ************************************************/ function nsp_generateAjaxVar($var, $limit=0, $flag='', $url='') { global $newstatpress_dir; $res = "_ "; return $res; } /** * Return the expanded vars into the give code. API to use for users. */ function NewStatPress_Print($body='') { return nsp_ExpandVarsInsideCode($body); } /** * Expand vars into the give code * * @param body the code where to look for variables to expand * @return the modified code ************************************************************/ function nsp_ExpandVarsInsideCode($body) { global $wpdb; $table_name = nsp_TABLENAME; $vars_list=array('visits', 'yvisits', 'mvisits', 'wvisits', 'totalvisits', 'totalpageviews', 'todaytotalpageviews', 'alltotalvisits' ); # look for $vars_list foreach($vars_list as $var) { if(strpos(strtolower($body),"%$var%") !== FALSE) { $body = str_replace("%$var%", nsp_GenerateAjaxVar($var), $body); } } # look for %thistotalvisits% if(strpos(strtolower($body),"%thistotalvisits%") !== FALSE) { $body = str_replace("%thistotalvisits%", nsp_GenerateAjaxVar("thistotalvisits", 0, '', nsp_URL()), $body); } # look for %since% if(strpos(strtolower($body),"%since%") !== FALSE) { $qry = $wpdb->get_results( "SELECT date FROM $table_name ORDER BY date LIMIT 1; "); $body = str_replace("%since%", nsp_hdate($qry[0]->date), $body); } # look for %os% if(strpos(strtolower($body),"%os%") !== FALSE) { $userAgent = (isset($_SERVER['HTTP_USER_AGENT']) ? $_SERVER['HTTP_USER_AGENT'] : ''); $os=nsp_GetOs($userAgent); $body = str_replace("%os%", $os, $body); } # look for %browser% if(strpos(strtolower($body),"%browser%") !== FALSE) { $browser=nsp_GetBrowser($userAgent); $body = str_replace("%browser%", $browser, $body); } # look for %ip% if(strpos(strtolower($body),"%ip%") !== FALSE) { $ipAddress = $_SERVER['REMOTE_ADDR']; $body = str_replace("%ip%", $ipAddress, $body); } # look for %visitorsonline% if(strpos(strtolower($body),"%visitorsonline%") !== FALSE) { $act_time = current_time('timestamp'); $from_time = date('Y-m-d H:i:s', strtotime('-4 minutes', $act_time)); $to_time = date('Y-m-d H:i:s', $act_time); $qry = $wpdb->get_results( "SELECT count(DISTINCT(ip)) AS visitors FROM $table_name WHERE spider='' AND feed='' AND date = '".gmdate("Ymd", $act_time)."' AND timestamp BETWEEN '$from_time' AND '$to_time'; "); $body = str_replace("%visitorsonline%", $qry[0]->visitors, $body); } # look for %usersonline% if(strpos(strtolower($body),"%usersonline%") !== FALSE) { $act_time = current_time('timestamp'); $from_time = date('Y-m-d H:i:s', strtotime('-4 minutes', $act_time)); $to_time = date('Y-m-d H:i:s', $act_time); $qry = $wpdb->get_results( "SELECT count(DISTINCT(ip)) AS users FROM $table_name WHERE spider='' AND feed='' AND date = '".gmdate("Ymd", $act_time)."' AND user<>'' AND timestamp BETWEEN '$from_time' AND '$to_time'; "); $body = str_replace("%usersonline%", $qry[0]->users, $body); } # look for %toppost% if(strpos(strtolower($body),"%toppost%") !== FALSE) { $qry = $wpdb->get_results( "SELECT urlrequested,count(*) AS totale FROM $table_name WHERE spider='' AND feed='' AND urlrequested LIKE '%p=%' GROUP BY urlrequested ORDER BY totale DESC LIMIT 1; "); $body = str_replace("%toppost%", nsp_DecodeURL($qry[0]->urlrequested), $body); } # look for %topbrowser% if(strpos(strtolower($body),"%topbrowser%") !== FALSE) { $qry = $wpdb->get_results( "SELECT browser,count(*) AS totale FROM $table_name WHERE spider='' AND feed='' GROUP BY browser ORDER BY totale DESC LIMIT 1; "); $body = str_replace("%topbrowser%", nsp_DecodeURL($qry[0]->browser), $body); } # look for %topos% if(strpos(strtolower($body),"%topos%") !== FALSE) { $qry = $wpdb->get_results( "SELECT os,count(*) AS totale FROM $table_name WHERE spider='' AND feed='' GROUP BY os ORDER BY totale DESC LIMIT 1; "); $body = str_replace("%topos%", nsp_DecodeURL($qry[0]->os), $body); } # look for %topsearch% if(strpos(strtolower($body),"%topsearch%") !== FALSE) { $qry = $wpdb->get_results( "SELECT search, count(*) AS csearch FROM $table_name WHERE search<>'' GROUP BY search ORDER BY csearch DESC LIMIT 1; "); $body = str_replace("%topsearch%", nsp_DecodeURL($qry[0]->search), $body); } return $body; } // TODO : if working, move the contents into the caller instead of this function /** * Get top posts * * @param limit: the number of post to show * @param showcounts: if checked show totals * @return result of extraction *******************************************/ function nsp_TopPosts($limit=5, $showcounts='checked') { return nsp_GenerateAjaxVar("widget_topposts", $limit, $showcounts); } /** * Build NewsStatPress Widgets: Stat and TopPosts * ************************************************/ function nsp_WidgetInit($args) { if ( !function_exists('wp_register_sidebar_widget') || !function_exists('wp_register_widget_control') ) return; // Statistics Widget control function nsp_WidgetStats_control() { global $nsp_widget_vars; $options = get_option('widget_newstatpress'); if ( !is_array($options) ) $options = array('title'=>'NewStatPress Stats', 'body'=>'Visits today: %visits%'); if ( isset($_POST['newstatpress-submit']) && $_POST['newstatpress-submit'] ) { $options['title'] = strip_tags(stripslashes($_POST['newstatpress-title'])); $options['body'] = stripslashes($_POST['newstatpress-body']); update_option('widget_newstatpress', $options); } $title = htmlspecialchars($options['title'], ENT_QUOTES); $body = htmlspecialchars($options['body'], ENT_QUOTES); // the form echo "

". __('Stats available: ', 'newstatpress') ."
"; foreach($nsp_widget_vars as $var) { echo "%$var[0]% "; _e($var[1], 'newstatpress'); echo " | "; } echo "

"; } function nsp_WidgetStats($args) { extract($args); $options = get_option('widget_newstatpress'); $title = $options['title']; $body = $options['body']; echo $before_widget; print($before_title . $title . $after_title); print nsp_ExpandVarsInsideCode($body); echo $after_widget; } wp_register_sidebar_widget('NewStatPress', 'NewStatPress Stats', 'nsp_WidgetStats'); wp_register_widget_control('NewStatPress', array('NewStatPress','widgets'), 'nsp_WidgetStats_control', 300, 210); // Top posts Widget control function nsp_WidgetTopPosts_control() { $options = get_option('widget_newstatpresstopposts'); if ( !is_array($options) ) { $options = array('title'=>'NewStatPress TopPosts', 'howmany'=>'5', 'showcounts'=>'checked'); } if ( isset($_POST['newstatpresstopposts-submit']) && $_POST['newstatpresstopposts-submit'] ) { $options['title'] = strip_tags(stripslashes($_POST['newstatpresstopposts-title'])); $options['howmany'] = stripslashes($_POST['newstatpresstopposts-howmany']); $options['showcounts'] = stripslashes($_POST['newstatpresstopposts-showcounts']); if($options['showcounts'] == "1") { $options['showcounts']='checked'; } update_option('widget_newstatpresstopposts', $options); } $title = htmlspecialchars($options['title'], ENT_QUOTES); $howmany = htmlspecialchars($options['howmany'], ENT_QUOTES); $showcounts = htmlspecialchars($options['showcounts'], ENT_QUOTES); // the form echo "

"; echo '

'; echo ''; } function nsp_WidgetTopPosts($args) { extract($args); $options = get_option('widget_newstatpresstopposts'); $title = htmlspecialchars($options['title'], ENT_QUOTES); $howmany = htmlspecialchars($options['howmany'], ENT_QUOTES); $showcounts = htmlspecialchars($options['showcounts'], ENT_QUOTES); echo $before_widget; print($before_title . $title . $after_title); print nsp_TopPosts($howmany,$showcounts); echo $after_widget; } wp_register_sidebar_widget('NewStatPress TopPosts', 'NewStatPress TopPosts', 'nsp_WidgetTopPosts'); wp_register_widget_control('NewStatPress TopPosts', array('NewStatPress TopPosts','widgets'), 'nsp_WidgetTopPosts_control', 300, 110); } add_action('plugins_loaded', 'nsp_WidgetInit'); function nsp_CalculateVariation($month,$lmonth) { $target = round($month / ( (date("d", current_time('timestamp')) - 1 + (date("H", current_time('timestamp')) + (date("i", current_time('timestamp')) + 1)/ 60.0) / 24.0)) * date("t", current_time('timestamp')) ); $monthchange = null; $added = null; if($lmonth <> 0) { $percent_change = round( 100 * ($month / $lmonth ) - 100,1); $percent_target = round( 100 * ($target / $lmonth ) - 100,1); if($percent_change >= 0) { $percent_change=sprintf("+%'04.1f", $percent_change); $monthchange = "($percent_change%)"; } else { $percent_change=sprintf("%'05.1f", $percent_change); $monthchange = "($percent_change%)"; } if($percent_target >= 0) { $percent_target=sprintf("+%'04.1f", $percent_target); $added = "($percent_target%)"; } else { $percent_target=sprintf("%'05.1f", $percent_target); $added = "($percent_target%)"; } } else { $monthchange = ""; $added = ""; } $calculated_result=array($monthchange,$target,$added); return $calculated_result; } function nsp_MakeOverview($print ='dashboard') { global $wpdb, $nsp_option_vars; $table_name = nsp_TABLENAME; $overview_table=''; global $nsp_option_vars; $offsets = get_option($nsp_option_vars['stats_offsets']['name']); // $since = NewStatPress_Print('%since%'); $since = nsp_ExpandVarsInsideCode('%since%'); $lastmonth = nsp_Lastmonth(); $thisyear = gmdate('Y', current_time('timestamp')); $thismonth = gmdate('Ym', current_time('timestamp')); $yesterday = gmdate('Ymd', current_time('timestamp')-86400); $today = gmdate('Ymd', current_time('timestamp')); $tlm[0]=substr($lastmonth,0,4); $tlm[1]=substr($lastmonth,4,2); $thisyearHeader = gmdate('Y', current_time('timestamp')); $lastmonthHeader = gmdate('M, Y',gmmktime(0,0,0,$tlm[1],1,$tlm[0])); $thismonthHeader = gmdate('M, Y', current_time('timestamp')); $yesterdayHeader = gmdate('d M', current_time('timestamp')-86400); $todayHeader = gmdate('d M', current_time('timestamp')); // build head table overview if ($print=='main') { //$overview_table.="

". __('Overview','newstatpress'). "

"; $overview_table.=""; } elseif ($print=='dashboard') { $overview_table.="
". __('Total since','newstatpress'). " ". __('This year','newstatpress'). " ". __('Last month','newstatpress'). " ". __('This month','newstatpress'). " ". __('Target This month','newstatpress'). " ". __('Yesterday','newstatpress'). " ". __('Today','newstatpress'). "
$since $thisyearHeader $lastmonthHeader $thismonthHeader $thismonthHeader $yesterdayHeader $todayHeader
"; } // build body table overview $overview_rows=array('visitors','visitors_feeds','pageview','feeds','spiders'); foreach ($overview_rows as $row) { switch($row) { case 'visitors' : $row2='DISTINCT ip'; $row_title=__('Visitors','newstatpress'); $sql_QueryTotal="SELECT count($row2) AS $row FROM $table_name WHERE feed='' AND spider=''"; break; case 'visitors_feeds' : $row2='DISTINCT ip'; $row_title=__('Visitors through Feeds','newstatpress'); $sql_QueryTotal="SELECT count($row2) AS $row FROM $table_name WHERE feed<>'' AND spider='' AND agent<>''"; break; case 'pageview' : $row2='date'; $row_title=__('Pageviews','newstatpress'); $sql_QueryTotal="SELECT count($row2) AS $row FROM $table_name WHERE feed='' AND spider=''"; break; case 'spiders' : $row2='date'; $row_title=__('Spiders','newstatpress'); $sql_QueryTotal="SELECT count($row2) AS $row FROM $table_name WHERE feed='' AND spider<>''"; break; case 'feeds' : $row2='date'; $row_title=__('Pageviews through Feeds','newstatpress'); $sql_QueryTotal="SELECT count($row2) AS $row FROM $table_name WHERE feed<>'' AND spider=''"; break; } // query requests $qry_total = $wpdb->get_row($sql_QueryTotal); $qry_tyear = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$thisyear%'"); if (get_option($nsp_option_vars['calculation']['name'])=='sum') { // alternative calculation by mouth: sum of unique visitors of each day $tot=0; $t = getdate(current_time('timestamp')); $year = $t['year']; $month = sprintf('%02d', $t['mon']); $day= $t['mday']; $totlm=0; for($k=$t['mon'];$k>0;$k--) { //current month } for($i=0;$i<$day;$i++) { $qry_daylmonth = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$lastmonth$i%'"); $qry_day=$wpdb->get_row($sql_QueryTotal. " AND date LIKE '$year$month$i%'"); $tot+=$qry_day->$row; $totlm+=$qry_daylmonth->$row; } // echo $totlm." ,"; $qry_tmonth->$row=$tot; $qry_lmonth->$row=$totlm; } else { // classic $qry_tmonth = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$thismonth%'"); $qry_lmonth = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$lastmonth%'"); } $qry_y = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$yesterday'"); $qry_t = $wpdb->get_row($sql_QueryTotal. " AND date LIKE '$today'"); $calculated_result=nsp_CalculateVariation($qry_tmonth->$row, $qry_lmonth->$row); switch($row) { case 'visitors' : $qry_total->$row=$qry_total->$row+$offsets['alltotalvisits']; break; case 'visitors_feeds' : $qry_total->$row=$qry_total->$row+$offsets['visitorsfeeds']; break; case 'pageview' : $qry_total->$row=$qry_total->$row+$offsets['pageviews']; break; case 'spiders' : $qry_total->$row=$qry_total->$row+$offsets['spy']; break; case 'feeds' : $qry_total->$row=$qry_total->$row+$offsets['pageviewfeeds']; break; } // build full current row $overview_table.=""; if ($print=='main') $overview_table.="\n"; if ($print=='main') $overview_table.="\n"; $overview_table.="\n"; $overview_table.="\n"; if ($print=='main') $overview_table.="\n"; $overview_table.="\n"; $overview_table.="\n"; $overview_table.=""; } if ($print=='dashboard'){ $overview_table.="
". __('M-1','newstatpress'). " ". __('M','newstatpress'). " ". __('Y','newstatpress'). " ". __('T','newstatpress'). "
$lastmonthHeader $thismonthHeader $yesterdayHeader $todayHeader
$row_title".$qry_total->$row."".$qry_tyear->$row."".$qry_lmonth->$row."".$qry_tmonth->$row. $calculated_result[0] ." $calculated_result[1] $calculated_result[2] ".$qry_y->$row."".$qry_t->$row."
"; } if ($print=='main'){ $overview_table.= "\n"; // print graph // last "N" days graph NEW $gdays=get_option('newstatpress_daysinoverviewgraph'); if($gdays == 0) { $gdays=20; } $start_of_week = get_option('start_of_week'); $maxxday = 0; for($gg=$gdays-1;$gg>=0;$gg--) { $date=gmdate('Ymd', current_time('timestamp')-86400*$gg); $qry_visitors = $wpdb->get_row("SELECT count(DISTINCT ip) AS total FROM $table_name WHERE feed='' AND spider='' AND date = '$date'"); $visitors[$gg] = $qry_visitors->total; $qry_pageviews = $wpdb->get_row("SELECT count(date) AS total FROM $table_name WHERE feed='' AND spider='' AND date = '$date'"); $pageviews[$gg]= $qry_pageviews->total; $qry_spiders = $wpdb->get_row("SELECT count(date) AS total FROM $table_name WHERE feed='' AND spider<>'' AND date = '$date'"); $spiders[$gg] = $qry_spiders->total; $qry_feeds = $wpdb->get_row("SELECT count(date) AS total FROM $table_name WHERE feed<>'' AND spider='' AND date = '$date'"); $feeds[$gg] = $qry_feeds->total; $total= $visitors[$gg] + $pageviews[$gg] + $spiders[$gg] + $feeds[$gg]; if ($total > $maxxday) $maxxday= $total; } if($maxxday == 0) { $maxxday = 1; } # Y $gd=(90/$gdays).'%'; $overview_graph=""; for($gg=$gdays-1;$gg>=0;$gg--) { $scale_factor=2; //2 : 200px in CSS $date=gmdate('Ymd', current_time('timestamp')-86400*$gg); $px_visitors = $scale_factor*(round($visitors[ $gg]*100/$maxxday)); $px_pageviews= $scale_factor*(round($pageviews[$gg]*100/$maxxday)); $px_spiders = $scale_factor*(round($spiders[ $gg]*100/$maxxday)); $px_feeds = $scale_factor*(round($feeds[ $gg]*100/$maxxday)); $px_white = $scale_factor*100 - $px_feeds - $px_spiders - $px_pageviews - $px_visitors; $overview_graph.="\n"; } $overview_graph.="
"; $overview_graph.="
"; if($start_of_week == gmdate('w',current_time('timestamp')-86400*$gg)) $overview_graph.="
"; else $overview_graph.="
"; $overview_graph.=gmdate('d', current_time('timestamp')-86400*$gg) . ' ' . gmdate('M', current_time('timestamp')-86400*$gg) . "
"; $overview_table=$overview_table.$overview_graph; } if ($print!=FALSE) print $overview_table; else return $overview_table; } register_activation_hook(__FILE__,'nsp_BuildPluginSQLTable'); ?> Just how do figuratively speaking influence your credit history? | UIL Pavia

Just how do figuratively speaking influence your credit history?

Just how do figuratively speaking influence your credit history?

With many life classes, you can dip your feet when you look at the water prior to taking the full plunge. Before signing a rent or having home, you practice residing by yourself in a dorm. Before beginning a profession, you practice doing chores and finally part-time or summer work. Before wedding, you date then feel the engagement procedure.

But once it comes down to credit, many people’s dip that is first similar to a stomach flop.

Student education loans usually are the very first, and sometimes one of several largest, kind of financial obligation consumers ever encounter. Before pupils are also old enough to drink, they’ve applied for tens and even thousands to invest in their training. It’s essential for anybody in this position to know the way the alternatives they make will impact their long-lasting monetary wellness.

Probably the most important https://speedyloan.net/payday-loans-mt things to understand will be your credit history - why it’s crucial, just how your student education loans will influence it and you skill in order to prevent undesirable effects. Here’s all you need to understand.

Just How Credit History Work

As soon as you sign up for education loan financial obligation, show up on it’ll your credit file. Your credit history is a monetary report card that presents exactly how dependable you might be as a debtor. If you have actually a loan that is open personal credit line, it's going to show up on your credit history.

Credit bureaus work with an algorithm that is secret determine your credit score, that will be a rating of the creditworthiness between 350 and 850. Credit bureaus utilize the given information from your credit file to show your credit rating.

Fico scores just give attention to debt, and factor that is don’t other facets of your economic health.

They will not show exactly how much you conserve, that which you earn or how well you budget. It’s just quantity that loan providers used to regulate how dependable you might be as being a debtor.

Just Exactly What Kind Of Credit Is An Educatonal Loan?

Figuratively speaking are what’s referred to as an installment loan, similar to auto loan or home loan. They usually have a group duration of the time by which become paid back and regular payments that are monthly. That is unique of a charge card, which can be a kind of revolving credit. With revolving credit you’ve got a continuing limitation on the quantity you need to use every month, however your usage can vary from every month.

About 10% of the credit history is affected by the sorts of credit you have got. Therefore having a student-based loan as well as a bank card may help your credit score – so long as you’re responsibly managing both.

How can My Credit History Affect My Cap Ability to obtain a homely house, Vehicle or Job?

Having a great credit history is really important if you’d like to purchase a home, just take away an auto loan or borrow money to begin a company. A top credit history may also present usage of the best travel benefits cards, making you free flights, resort stays and more.

In the event that you don’t have good credit, you’ll pay greater interest levels or need to place more money down whenever taking out fully a loan. Observe how much you can conserve over an eternity insurance firms a credit score that is good. A decreased credit history can also get the leasing application denied. In rare circumstances, you can also be rejected for a work in case your place would involve handling cash.

Exactly How Student Loans Affect The Credit

The first thing that pops up on their credit report is their student loans for many graduates. It really is hard and frequently impractical to get any style of credit prior to the chronilogical age of 21 – unless you have a consistent income source or can be an authorized individual on a parent’s bank card – so for many borrowers, figuratively speaking are their introduction to the realm of credit.

Will Student Education Loans Help or Hurt My Credit?

Figuratively speaking do not always impact your credit for good or for bad, whether you’ve got federal loans or personal loans. It’s more about just exactly how regularly you make the mortgage re payments. If you should be a borrower that is responsible pay your bills on time, your credit rating will increase. If you default in your loans or have them provided for collections, your credit history will drop. Once again, no matter what sort of loan these are generally – federal figuratively speaking or personal figuratively speaking.

The way that is easiest to improve your credit rating with figuratively speaking is always to make on-time re re payments – spend every bill, on time, on a monthly basis. Thirty-five % of one’s credit rating originates from your re payment history. If you are struggling to do this because your education loan re payments are high, consider picking a repayment that is income-based that may reduce your payment and extend your loan term.

It is far better to pay back a little bit at any given time over a lengthy period than to possess greater re payments which you battle to make regularly. The payment option you decide on does not make a difference for the credit history, so long as you spend by the due date.

The simplest way to avoid any belated re re payments is always to put up autopay, where in fact the loan provider will immediately subtract the re payments straight from your own banking account each month. Using this technique, you may never miss a repayment away from pure forgetfulness. When you don’t like making use of autopay, you may also put up calendar reminders in your phone.

Does the quantity of My Student Loan Impact My Credit Score?

How big is your loan doesn’t always matter for the credit rating. It’s more important which you might your instalments on time. Quantities owed are a definite contributor that is big your credit history (about 30%), however the credit bureaus concentrate on your utilization of your revolving credit, like bank cards.

The quantity your debt can come into play if you attempt to have approved for a car finance or home loan since lenders typically glance at your debt-to-income ratio. Or in other words they have been taking a look at the ratio of one’s monthly payments to your month-to-month gross income.

When you have student education loans plus rent, you’re more prone to have an increased debt-to-income ratio than if you didn’t have figuratively speaking. Loan providers are usually searching for a debt to income ratio of 36% or less (put simply significantly less than 36% of one’s month-to-month earnings has already been invested in something).

Other Considerations

Will Refinancing Student Education Loans Affect The Credit History?

When you yourself have the chance to decrease your rate of interest and opt to refinance your figuratively speaking, your credit rating will need a ding that is slight. Each time you sign up for a loan that is new refinance an existing one, the latest lender will need to do a difficult inquiry in your credit history. Each difficult inquiry can reduce your credit history by several points. You might be denied for new credit applications if you have several hard inquiries on your report.

A hard inquiry will only impact your credit file for per year, and after that it will probably not factor into the rating. If you wish to refinance, apply with some various loan providers during the exact same time so the difficult inquiries happen all at one time. Don’t submit an application for virtually any loan items or bank cards before you refinance so your credit rating does suffer n’t.

Will Scholar Loan Forgiveness or Early Repayment Affect My Credit Rating?

In the event your loans have forgiven or perhaps you repay them early, you may see your credit rating fall. Credit ratings often fall when you pay back a loan given that it decreases the full total amount of credit reports. The fall will frequently be minimal and maybe not adequate to disqualify you against any kind of loans. Don’t allow this discourage you from paying down your loans early. Not every person notices a big change, along with your rating will fundamentally rebound.

The way that is best to keep a beneficial credit rating once you’ve paid back your student education loans will be have a minumum of one available and active credit card. Make use of the charge card each month for some small acquisitions, and repay it following the statement that is monthly. Make sure that your balance that is total is significantly more than 30% for the card’s credit limitation, or your credit rating are affected. Put up autopay or calendar reminders and that means you don’t miss a repayment. Using this simple strategy will high keep your score after your figuratively speaking are paid.

Concerning the Author

Zina Kumok writes extensively about personal finance with a give attention to debt and budgeting removal. Her work has starred in publications since diverse as Forbes, Mint and LendingTree. She’s got a diploma in journalism from Indiana University.

Written on July 11, 2016

Self is just a startup that is venture-backed helps people build credit and savings. Comments? Concerns? Forward us an email at hello@self. Inc.

Disclaimer: personal is certainly not supplying advice that is financial. The content introduced does not reflect the scene associated with Issuing Banks and is presented for general training and informational purposes just. Please talk to a professional professional for economic advice.

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